Secured loans for home owners

Secured loans are a fantastic way for home owners to borrow money. You can borrow larger amounts over longer periods the interest rates offered may be lower due to the reduced risk to the lender. Our brokers use major Banks to offer you the best rates available. This, together with a wide ranging criteria to accommodate even the most challenging of applications, makes us the only company you need to arrange your loan.

We specialise in helping people either with or without financial difficulties or proof of income.

• 3 month deferred plans available
• 3-30 year terms
• No up front fees
• Fixed rates available
• Up to 125% of property value
• Interest cash back
• Insurance cash back

You can borrow for almost any purpose. Typically, you may want to dramatically reduce your outgoings with a consolidation loan, or raise cash for home improvements. The Loan Shop has the answer.
 

Generally, secured loans are much easier to obtain than unsecured loans. This is because our lenders have the added benefit of security, which provides protection in the event of your inability to repay. This also means that persons who are self-employed, have recently changed jobs or who have adverse credit can take out a loan. They are also useful for larger amounts or where the applicant requires a longer repayment period.